We Do offer a layaway program. I think it is one of the best around. If you put a firearm on layaway we will give you 5 months to pay it off with NO layaway charge. so that being said we would like 25% down and pay the rest off in 5 equal monthly payments. Like our home page says, we are humans behind this computer. If something comes up, give us a call, we will work with you. If you have to cancel the layaway we will have to charge a 10% restocking fee, Thank you for the understanding. We still have to send the firearm to your local firearms dealer. We are flexible, but have to do the legal thing. So give us a call to put a gun on layawy